Today's schools are faced with an increasing number of lawsuits based on issues such as dress codes, special education, sexual discrimination or failure to educate. A broad spectrum of insurance coverage is essential to defend the educational entity, its employees and even its volunteers. Employment practices claims are the most frequent type of lawsuit brought against school board officials today. Terminations, hiring and promotions comprise almost half of the claims made. Student suspension/expulsion, discrimination and integration cases are brought against school officials at an alarming rate.
PGU School Board programs are tailored specifically for public, parochial and nonprofit private school entities including colleges, universities and vocational training schools.
Our programs cover defense costs in addition to policy limits and offer full prior acts coverage with no retro date to prevent coverage gaps. PGU's program definition of who is covered is among the broadest in the industry, including the entity, elected, and appointed officials, board members, trustees, all employees, volunteers and their heirs.
Employment-related discrimination and special education claims are covered by PGU programs, unlike many competing forms. Coverage is available, where permitted by law, for punitive and exemplary damages. This broad coverage is backed by nationally renowned claims and defense services comprised of expert school/governmental defense attorneys.
