Nothing on this website constitutes an offer of insurance. Eligibility for insurance coverage will be determined at the time of application, based upon the insurer’s underwriting guidelines and rules in effect at that time. The insurance products referenced in this website may be altered by the insurer at any time. All insurance products are subject to terms, conditions and exclusions not described on this website.

The privacy of the personal information that we collect from customers and potential customers is very important to us. This notice is issued in accordance with federal and state laws and is given to provide you with how we use non-public information.

We collect non-public information about you from the following primary sources: (i) information we receive directly from you; (ii) information we receive from the companies we represent that provide insurance products to you; (iii) information from consumer reporting agencies; and (iv) information that we receive from other third parties, such as government agencies.

We do not disclose any non-public information except as permitted by law. We disclose non-public personal information to non-affiliated third parties only as permitted by law.

We restrict access to non-public information to those employees, agents, representatives or parties who need to know the information in order to provide the insurance products requested by our customers. We maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your non-public information.