Insurer:

Various

Best Rating:

A rated (excellent) or better

Availability:

Available in all states

Eligible Accounts:

City, Borough, Village, Township and County governments serving population less than 100,000. Larger entities considered on special acceptance basis.

Special Service Districts including but not limited to authorities and/or utilities such as water/sewer, housing, airport, port, transit, electric (no power generation), gas, financing and economic/industrial/redevelopment

Limits Available:

Up to $10,000,000

Selected Policy Features:

• Excess designed to provide additional limits of liability for public entities and schools that desire higher limits than available from a single source
• Umbrella designed to cover General Liability, Auto Liability, Employers Liability and follows form over Police Professional, Public Officials, and School Board Legal Coverages
• Available to follow occurrence and claims-made form underlying coverage
• Defense costs in addition to limits
• Punitive damages not excluded (where allowable by law